2002
Central CO title since
On CO-17 where the valley floor opens east toward the Baca. Subdivision covenants, association-run water, and a town boundary that has moved recently are what Moffat files turn on.
Moffat incorporated in 1911 as a cattle-shipping point on the narrow gauge, named for the railroad man David Moffat. It sits on Colorado 17, with Saguache County Road T running east to Crestone, and it anchors a school district covering roughly 577 square miles of the northern valley.
Lazy KV Estates is the local title work. It is a large platted small-lot subdivision at Moffat, sold heavily as inexpensive owner-financed land, with an association that runs its own water system. A Lazy KV closing needs a written association status letter — dues, special assessments and any lien — confirmation of whether the lot already carries a water tap or still owes the fee, and a careful read of the recorded covenants, which restrict dwelling size and prohibit living in an RV. The association has used counsel to pursue assessments, so liens here are not hypothetical. Seller financing deserves the same care: on land that has changed hands this way, we regularly find an old seller loan that was never marked paid off in the records.
Two more. The town line. Moffat annexed ground in 2018 for the cannabis business park on its edge, and the acreage in the town’s record and the county’s did not match. Inside the town limits the town’s own ordinances and tap requirements govern; outside them the county’s land development code does. Which side of that line a parcel sits on is something to verify rather than assume. And solar. A large solar project is moving toward interconnection near Moffat while the county writes its 1041 regulations for large solar development, which means options, leases, memoranda of lease and transmission easements are being recorded against north-valley ground right now — and they show up as exceptions and as survey problems.
What we examine on Moffat files — read locally, explained in plain language.
Recorded covenants that restrict what you can build and how you can live there, plus dues, special assessments and liens. We get it in writing before you commit.
Where the subdivision runs the water system, whether a lot already has a tap — or owes for one — changes the deal. We confirm it rather than assume it.
Annexation history, which code governs the parcel, and any solar option, lease or easement recorded against north-valley ground.
Crestone is east on Road T; Saguache holds the records to the northwest; Villa Grove sits at the valley’s northern edge on US-285.
“An inexpensive lot with unpaid assessments and no water tap is not inexpensive. We price the whole picture before you sign.”
Straight answers. Informational only — not legal advice.
No — we work the county from our Salida office and close in person, in Denver, or remotely with a notary. Call 719-539-1001 or email info@centralcoloradotitle.com.
Get a written status letter from the association covering dues, special assessments and any lien, and confirm whether the lot already has a water tap or still owes the fee. Then read the recorded covenants, which restrict dwelling size and prohibit living in an RV. If the seller is carrying the loan, ask what it takes to pay off and release any earlier seller loan on the lot. Informational only, not legal advice.
Worth confirming rather than assuming. The town annexed ground in 2018 and the acreage in the town and county records did not match. Inside the town limits the town’s ordinances and tap requirements govern; outside them the county’s land development code does. We check which applies to your legal description.
Request title work, get a quote, or just ask a question. We’ll move quickly.