Every development begins long before the first foundation — it starts with clear title. Bring your project to CCTE and you get builder & developer pricing on every file, plus the deep regional expertise to get your title work done right.
Every development begins long before the first foundation is poured — it starts with clear title. Bring your project to CCTE and you get builder & developer pricing on every file: the filed builder and developer rates on qualifying policies, our $200 bundled closing fee, and 20+ years of regional expertise across 20,000+ closings.
We pick the underwriter for each file — weighing rate, coverage, speed and fit — and set the filed rate when the order opens. You don’t need to ask for it.
| The sale | Who qualifies | Filed rate |
|---|---|---|
| Vacant lot Westcor | Builder, developer, or subdivider who owns 3+ lots. No project-size cap. | 50% of standard basic rates. |
| Finished new home First American | A newly built home’s first sale, in a project of 2+ homes. | About 45–60% of standard basic rates, by price — enhanced homeowner’s coverage included. |
| Construction loan Westcor | Loan and owner’s policies on one lot. | 75% of standard basic rates for the pair. |
They run well below standard basic rates, and the rate depends on what you’re selling. A vacant lot sold by a builder, developer, or subdivider who owns 3+ lots is filed at 50% of standard basic rates. A newly built home’s first sale, in a project of 2+ homes, runs about 45–60% of standard basic rates depending on price, with enhanced homeowner’s coverage included. A construction loan with an owner’s policy on the same lot is 75% of standard basic rates for the pair. Our bundled closing fee on those files is $200, against $400 for a standard represented residential closing. All of it is filed with and approved by the Colorado Division of Insurance — the rate for a qualifying transaction, not a negotiated price.
No — we do. We pick the underwriter for each file, weighing rate, coverage, speed and fit, and set the filed rate when the order opens. You don’t need to ask for it.
Each sale is priced by what’s being sold — vacant lots, finished homes, and construction loans each carry their own filed rate. The $200 bundled closing fee applies on every qualifying builder and developer file.
Filed-rate references as of October 2026. Colorado title insurance rates and closing fees are filed with and approved by the Colorado Division of Insurance before use; specifics vary by underwriter, county, and transaction. Policies underwritten through First American and Westcor (WLTIC). Educational only — not legal or tax advice.
