Built for Builders. Priced for Developers.

Every development begins long before the first foundation is poured — it starts with clear title. Bring your project to CCTE and you get builder & developer pricing on every file: the filed builder and developer rates on qualifying policies, our $200 bundled closing fee, and 20+ years of regional expertise across 20,000+ closings.

How our developer pricing works

Layer 1 — Underwriter builder & developer ratesFiled with the Colorado Division of Insurance — real rates, not negotiations. Filed builder, developer, and subdivider rates apply across acquisition, holding, and end-buyer sales.
Layer 2 — CCTE’s builder & developer closing feeA separate filed closing fee for builder and developer transactions: $200 bundled, against $400 for a standard represented residential closing. Filed with the Colorado Division of Insurance and applied on every qualifying file — standing policy, not a deal-by-deal call. Fees effective 5/7/2026.

How the two programs compare

WestcorQualifies a builder, developer, or subdivider with 3+ parcels, with no project-size cap. The filed rate runs at approximately 50% of standard basic rates, on qualifying policies.
First AmericanQualifies residential development of 20 lots or fewer. The filed rate runs at approximately 58% of standard basic rates, within the 20-lot cap.

Two respected underwriters, one call to make. First American is the national category leader; Westcor is independent, nimble, and agency-focused. Each runs its own program — the right fit depends on your project, and we know which is which.

Why developers bring their work to us

Deep regional expertise. Mining claims, old surveys, missing heirs, complex chains of title — our title team has navigated them all.
We know the programs cold. Westcor, First American — we know which fits your project and how to land it.
Across the full lifecycle. From land acquisition through plat approval to end-buyer closings — we’re with you at every phase.
One team, three offices. Salida, Buena Vista, Westcliffe, and beyond — we close where you need us.

Common questions

How do builder and developer rates compare to standard rates?

They run materially below standard basic rates. Westcor’s filed rate is approximately 50% of standard basic rates on qualifying policies; First American’s is approximately 58% of standard basic rates, within its 20-lot cap. Our bundled closing fee on those files is $200, against $400 for a standard represented residential closing. All of it is filed with and approved by the Colorado Division of Insurance — the rate for a qualifying transaction, not a negotiated price. Rates and fees effective 5/7/2026.

Which underwriter’s program fits my project?

Westcor qualifies a builder, developer, or subdivider with 3+ parcels and has no project-size cap. First American covers residential development of 20 lots or fewer. The right fit depends on your project — we’ll tell you which is which.

Does the pricing cover the whole project, or just end-buyer sales?

The full lifecycle. Filed builder, developer, and subdivider rates apply across acquisition, holding, and end-buyer sales — so you get the program pricing at every phase.

Filed-rate references as of May 2026. Colorado title insurance rates and closing fees are filed with and approved by the Colorado Division of Insurance before use; specifics vary by underwriter, county, and transaction. Policies underwritten through First American and Westcor (WLTIC). Educational only — not legal or tax advice.